Anonymous example scenario

Ontario couple with $2 million plus a home.

A synthetic example designed to explore trade-offs. The page intentionally does not publish a fixed result; load it into the calculator so the current engine performs the calculation.

HouseholdCouple, age 60
ProvinceOntario
Starting financial assets$2,000,000 + home
Go-Go spending$110,000/year

Questions this scenario can test

  • Which CPP/OAS start ages fit the household best?
  • Should registered withdrawals begin before mandatory RRIF years?
  • How does the provincial tax model affect lifetime tax?
  • What happens under poor early market returns?
  • How much spending is supported at the selected confidence target?

Important

This is an educational example, not a recommendation for a real household. It opens in isolated Example Mode, so your saved plan and cloud copy remain unchanged unless you explicitly adopt the example. Review every loaded input before calculating.